Mindset changes over where our retirement income comes from

It has not been previously considered to take one’s property into account when looking at how to finance retirement however this is starting to change. Many people are confused about their pension options and many people are finding that the figures they are looking at when assessing their retirement income are not going to fund the lifestyle they hope to live.

There is starting to be a shift in thinking whereby taking the property into the equation then opens up other finance options. This is where professional financial advice is needed to fully understand the options.

  • Recent rule changes and longer term trends have brought property and pensions much closer together as assets. This means a bigger number of options and requires bigger thinking – rather than considering each individual pot of wealth separately, think about the kind of retirement you want and speak to a professional financial adviser about how to make that happen.’

(What Mortgage – January 2017).

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